Personal

Whether you have a less than perfect driving record or a squeaky clean driving record, securing affordable auto insurance in Camarillo, CA and all of southern California that does not sacrifice protection is an aspiration for all. At Chambers & Company Insurance, we want to ensure that you are protected so that you can enjoy each journey with peace of mind.

As your independent insurance agency, we will sort through the various available policies and coverage until you find the best policy that meets your insurable needs. We will consistently work to provide you with the individual coverages you require. When it comes to protecting your car and each journey, don’t leave it to chance – Leave it to Chambers & Company Insurance!

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Standard Auto Insurance Coverages Include:

• Property Damage Liability
• Bodily Injury Liability
• Comprehensive
• Collision
• Uninsured and Underinsured Motorist

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Optional Auto Insurance Coverages Include:

• Personal Injury Protection
• Rental Car Reimbursement
• Towing
• Medical Expenses

We understand that your home is not just an investment, it is your sanctuary in today’s busy and fast-paced world. Since we simply cannot control all of life’s emergencies, it is important that you prepare for the unforeseen with the proper homeowners insurance policy in Camarillo, CA. Allow the professionals at Chambers & Company Insurance to customize an insurance program that will meet your individual needs and personal risk exposures.

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Policies Available For:

• Houses
• Condominiums
• Renters
• High Value Homes
• Homes Under Construction

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Standard Home Insurance Coverages Include:

• Property Damage Liability
• Personal Injury Liability
• Personal Property
• Medical Expense
• Additional Living Expenses

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Optional Home Insurance Coverages & Endorsements:

• Personal Injury Protection
• Flood Insurance
• Earthquake Insurance
• Scheduled Personal Property
• Extended Replacement Cost
• Full Replacement Cost
• Loss of Use

Year after year, monetary damage awards from lawsuits continuously increase. A personal umbrella policy in Camarillo, CA, and Southern California can provide you with an extra layer of liability coverage that goes above and beyond what your auto, home, and other personal insurance policies provide. A typical liability policy is designed to protect your assets in the event that you are found legally liable for someone else’s property damage or bodily injury. However, the liability limits of your standard policies may not be adequate in providing you with the protection you need. Allow us to fully safeguard your assets with an excess liability insurance policy that allows you to step under the umbrella for extra protection whenever you are in need.

Whether you have just a few valuable items or a collection of rare goods, chances are that you need a valuable articles policy. Relying on your homeowners insurance policy to protect your valuable possessions could be a costly mistake. If you have any possessions of particular value or significance, it is wise to invest in a valuable articles policy that offers broader coverage for your most important goods.

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Items Worth Covering with a Valuable Articles Policy:

• Jewelry
• Fine Art
• Furs
• Silver
• Coins
• Stamps
• Rare Books
• Wine
• Musical Instruments
• Golf Clubs
• Sports Memorabilia
• Family Heirlooms

Whether you own a boat, jet-ski, sail boat, or yacht, we will go above and beyond to insure your personal watercraft to the fullest. We understand the pride and joy associated with cruising along the waters in your favorite ride and will go above and beyond to provide you with unsurpassed protection. You can achieve ultimate peace of mind on the open waters when you hold the proper coverage with Chambers & Company Insurance.

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Personal Watercraft Insurance Coverages Include:

• Physical Damage Liability
• Bodily Injury Liability
• Comprehensive
• Collision
• Uninsured and Underinsured Motorist

With the enactment of the Affordable Care Act, it is understandable if you find navigating the new health insurance world daunting. At Chambers & Company Insurance, we want to make sure you are receiving the preventive care you deserve so that you can live long and prosper.

Since health insurance is now a requirement by law, you must seek the minimum amount of required insurance in order to avoid a hefty tax penalty. We will help you hand select a health insurance policy in Camarillo, CA that meets your insurable needs so that you can receive the care you deserve and avoid penalties.