Tag Archive for: agent

Should You Use Independent Agent For Your Business Insurance Needs?

Independent Agent Business Insurance

Would your business benefit from an independent insurance agent?

Insurance can be a complicated purchase for business owners to make. After all, you’re buying a promise of protection that could potentially make or break your financial future. From knowing what coverage you need to assessing your budget, business owners need to know if they’re making the right choices about their coverage.

An independent insurance agent can step in to help you secure reliable coverage for your needs. Not only that, but he or she can ensure you’re getting the best value for your dollar, too.

Choice

Independent agents represent many different insurance companies that offer a wide variety of coverage options and price points. They are not limited by only choosing a policy from one provider. Instead, different packages, policies, and price points are in their reach. This means that there’s no need to fill out different online applications or accept one quote from one company! An independent agent can put their connections to use to find you the better value of coverage.

Knowledge

Stumped on industry jargon? Agents can explain the complexities of insurance in simple terms, helping you to make the best decision. They make a career out of assessing their customers’ insurance needs and matching them with the insurance carrier best equipped to meet those needs at a price that the client can afford. A licensed professional ensures that your business is properly protected!

One-Stop-Shop

They meet all of your insurance needs with the companies that they represent, providing auto, home, renters, and business coverage! This means that you only need to manage one stream of insurance instead of several different ones from various companies.

With so many benefits of an independent insurance agent, why not give your local agent a call? Contact Chambers & Company Insurance Brokers to learn about suitable coverage for your needs!

Ask Questions Before Auto Insurance in Reading

Ask Questions Before Auto Insurance in Reading

Ask these questions before buying auto insurance in Camarillo.

Are you in the market for auto insurance in Camarillo? If so, you may be tempted to purchase the first policy that you see online. Before you do, however, it’s critical that you assess what coverage you need – and that you obtain it! Ask these questions before selecting your auto insurance policy.

How much coverage do I need?

You must have at least the state’s minimum liability requirements, but beyond that is up to you. You may choose to get more coverage for the protection of your vehicle and finances. Knowing what sort of coverage you have will help you to decide on whether you want to have more coverage for your protection.

What is my deductible?

When you make a claim on your insurance, you have to pay an initial portion of the bill – the deductible. A higher deductible will lower your monthly premium, although you’ll end up with a higher out of pocket cost when you need to file a claim.

Does the insurer have an office?

Although it seems like most business is conducted online these days, having a local insurance branch is best when dealing with complicated and difficult matters. Find out if your insurer has a local office that you can pop into.

What do I do if something happens?

Ask the insurer if they have a 24-hour reporting policy, whether online or by phone. Be sure you understand what the process involves, what information you would need to provide, and when you have to make a claim.

Skip the search of finding the right insurance agent – contact the Camarillo professionals at Chambers & Company Insurance Brokers today to secure the right auto insurance for you. Our team is happy to answer any (and all!) questions that you may have.