As a renter, you may believe that your landlord’s insurance policy has you covered in the event of a disaster or accident. However, this is only sometimes the case. Personal liability coverage is an essential component of renters’ insurance, and it can provide critical protection in the event of a lawsuit or other legal action. Read More
Owning and maintaining a heating, ventilation, and air conditioning (HVAC) system is part of owning a home. Will your home insurance coverage pay for times when your AC system breaks down? Not if the issue involves regular maintainance, but you can get a payout for damage caused by a peril mentioned in your policy. When Read More
Insurance claims can be confusing and stressful. However, as daunting as they may seem, it’s important to understand how they work so that you can make more informed decisions. This article aims to explain how homeowners insurance claim payments are made by answering some of the most common questions every claimant might have. Who Gets Read More
Most people have standard liability coverage in their homeowners, auto, or renters insurance. However, standard plans don’t cover all types of claims or lawsuits, which is why it’s advantageous to have umbrella insurance to fill in coverage gaps. Scope of Umbrella Insurance Coverage Your homeowners policy or auto insurance offers only limited liability coverage if Read More
Choosing homeowners insurance that fits your personal and family needs will make things easier if you ever have to file a claim. Most homeowners understand that a standard homeowners insurance plan provides essential coverage for property damage, theft, vandalism, and financial protection against certain lawsuits. Here’s an in-depth look at customizing your home insurance options. Read More