Tag Archive for: finances

4 Herbal Remedies That Can Help to Lower Stress Levels!

Herbal Remedies That Can Help to Lower Stress LevelsBeat your stress and anxiety with these herbal remedies!

The saying goes, ‘stop and smell the roses’. Not only does this saying imply that we should never let life pass us by, but that there are actual benefits to many of the flowers and herbs found in nature as well. From aroma to ingestion, nature’s medicine cabinet is healthy, side effect-free, and effective!

Try these herbal remedies that can help to lower stress levels!

Ginger: Anxiety
Ginger can be found in many different forms such as raw root, capsule, and bread (gingerbread, anyone?) so it’s no surprise that this herb has multiple benefits. It has been known to combat physical symptoms of anxiety, like nausea and dizziness.

Chamomile: Insomnia
This herb alleviates symptoms of stress and anxiety as well as curing insomnia. The recommended intake of chamomile is through tea, and you can drink two or three cups on a daily basis.

St. John’s Wort: Restlessness
The use of St. John’s Wort is well-documented throughout history. This herb was used to treat mental disorders from mild anxiety to full-blown depression back in the day. Research shows that it’s more effective than Prozac when combating disorders revolving around depression, as well as treating restlessness and insomnia!

Lavender: Stress
There is a reason why so many massage parlors feature lavender in treatments: it helps the mind and body to relax! It balances your body’s hormones and stimulates the immune system. It’s best used as an essential oil but it can be used in tea! It can also reduce anxiety, insomnia, and depression.

Try these herbal remedies to promote your health and tackle your stress levels chemical-free!

From the professionals at Chambers & Company Insurance Brokers, we hope that you enjoy these remedies! To protect yourself and further minimize your stress, contact us in California for all of your insurance needs.

Lists to Keep if You Want to Be Successful!

Lists to Keep if You Want to Be SuccessfulExcel in life by becoming a list-maker!

Even if your memory is so good that you can remember what the weather was like on January 5th, 2009 (rainy, if you didn’t know – but we googled it), there are times when we forget to take the laundry out of the washer or send that all-important email that we promised to hours ago.

Keeping track of crucial elements in your life allows you to visually understand where you are and where you want to be. This can be in the short term (you want to wash your laundry), and long term (you want to pay off your car loan within the next year).

Here are 3 lists to keep if you want to be successful, track achievements, and nurture ambition!

  1. Lists of Goals
    Goals and ambition are what drive us. We often need to ask ourselves what we want to in order to feel truly accomplished. Your list of goals can be about financial stability, a place that you can call your own, starting a family, or being independent. Without such a list, it’s easy to lose sight of where you’re heading.
  2. Lists of Tasks
    Tasks are the milestones to goal completions, so these lists have a tendency to be long. Making a To-Do list for your day, week, month, year, and life allows you to visually see where you want to be and how to get there. These lists and sticky note reminders are excellent tools for increased productivity.
  3. Lists of Finances
    This mundane piece of advice is often neglected. After all, who wants to dwell on their finances (or lack thereof)? There are two types of expenses: necessities (bills, taxes, food), and those indulgences for personal expenses. By making a list of the monthly expenses we’re obligated to pay, we’ll have a clear overview of how much resources are there at our disposal.

While you may be thinking that you’re the ‘list’ type of person, give it try today! Whether you prefer digital notes or handwritten reminders, putting your goals down in writing is a great way to be successful in whatever you do.

For all your financial protection and to receive quality insurance that suits your needs and budget,  contact Chambers & Company Insurance Brokers in California today!

Is ‘Free’ Wi-Fi Really Free?

Real Price You Pay For Free Public WiFi

Wireless Internet is available in most places these days – but it comes at a price!

Wherever you go, most people are glued to their phones, smartwatches, and tablets. Family function? Check. Doctors office? iCheck. Public transport? Double check!! The best things in life are free, so Wi-Fi is definitely one of those . . . right?

Commonly provided in most coffee shops, shopping malls, cafes, airports, even public transport, wireless Internet access allows the general public to roam the internet free of charge. In theory. However, this ‘free’ service isn’t so free as we once thought (or how it’s conveyed!).

Typically, when you want to log into the free service, you give a few personal details and/or accept the ‘terms and conditions.’ Who reads those anyway? Well, maybe we should start! Companies providing the service can collect, store, and analyze users’ valuable personal, locational, and behavioral data.

This practice carries with it poorly appreciated privacy risks and an opaque exchange of valuable data for very little. But, is free public Wi-Fi, or any of these services, really worth it?

How It Got Started

LinkNYC, a service in New York which allowed people to access wireless Internet, began exploring a free public Wi-Fi network back in 2012 to replace its aging public phone system. This system is expected to generate about $500 million in advertising revenue for New York City over the next 12 years from the display of digital ads on the kiosks’ sides and via people’s personal cell phones. The model works by providing free Internet access in exchange for users’ personal and behavioral data, which will then display target ads.

Looking at LinkNYS’s privacy policy, the word “advertising” doesn’t exist. Instead, it states that it “may use your information including Personally Identifiable Information” to provide information about goods or services of interest. Mmm. The plot thickens.

After scrutiny, it becomes evident that it is far from being free! LinkNYC comes with the price of the mandatory collection of sensitive, personal, locational, and behavioral data. With that said, while it may not be costing is dollars and dimes to use this service, it is most definitely not free.

When looking for tips on how to secure your personal information, protect yourself (identity, data, finances and all!). Contact Chambers & Company Insurance Brokers for all of your insurance needs today!