Reduce Fall and Winter Property Damage and Insurance Costs

leaves in the falls season

leaves in the falls seasonProtect Your Home This Winter 

With winter on the way, we’re heading into a busy time of year full of holiday parties, festivities, adverse weather, shorter days, and cooler temperatures. Although the most wonderful time of the year can also be the most stressful, there are ways to ensure your home remains in good condition. Below are some common wintertime considerations to keep your home safe and reduce possible insurance risks.

  • Install a home security system

Although the rate of burglaries tends to be lower in winter, break-ins are always a risk. Porch theft is a very real concern, especially during the holiday season. To help minimize these risks, consider installing a home security system – and you could earn yourself a discount on your home insurance!

  • Inspect your roof for damage and leaks

Look for obvious holes and damage (or missing) shingles, but also take some time to comb over the details. Keep an eye out for cracks, leaks, and general wear and tear. Tend to roof issues now before the weather gets worse over winter.

  • Address fire risks

Winter is a prime season for house fires. In fact, more fire deaths occur in December, January, February, and March than any other months of the year. From heaters to cooking holiday dinners to scented candles, there are many fire risks that should be addressed. Take extra care and caution during these months.

Are you ready to find the right protection for the festive season and beyond? Talk to the professional team at Chambers & Company Insurance Brokers to determine the right homeowners insurance policy to suit your needs and home today.


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