Tag Archive for: cyber

Shopping Online for the Holidays? Use These Cyber Security Tips!

Safety comes first when you’re shopping over the season. Use these cyber security must-knows.

The holidays are just around the corner, and that means the gifting season is almost upon us. If you’re someone who hates to brave the sales in stores, you’re not alone. The retail sales from online orders alone have skyrocketed over the past decade, meaning that more are shopping online more than ever. If you’re one of those who takes the Internet by storm and gets all the gifts in one click, you’ll need to keep cyber security at the top of your to-do list.

When you’re providing personal information online, you want to ensure that it is protected. While there’s no secret formula for this yet, there’s definitely active steps that you can do to minimize the risk of getting scammed out of your hard-earned money and having your information compromised.

Here are six simple steps that you can do to stay safe shopping online!

  • Trust your gut – You wouldn’t shop in a dodgy-looking retail store, so why do so online? If the website appears shady, has a weird address, and fills your screen with pop-ups, just forget about it.
  • Never use public Wi-Fi – Most Wi-Fi hotspots don’t encrypt your data. Any neighborhood Starbucks hacker can pluck your identity out of the digital air if he has the right software.
  • Check our credit card statement frequently – Using a credit card is really the only smart way to shop online. If you buy from a scam site using your debit card, check, or cash, there’s no way to get your money back. If you use a credit card, the card companies have to reimburse you for your fraudulent charges under the Fair Credit Billing Act.
  • Change your passwords regularly – Even though it’s a pain, changing your passwords every three to six months help to keep your information and account safe.
  • Look for HTTPS in the URL – If the URL is just HTTP, be careful with the information that you share. The ‘s’ means that the way that your information is being sent is secure.
  • Update your browser – Each new version of your Internet browser, especially if you use one of the most popular browsers, gets a boost in security.

Don’t fall victim to daylight robbery online! Be sure to put these tips into practice to protect yourself and your information while cruising the web for your holiday gifts.

For the cyber security tips that you need, as well as reliable insurance for your business and personal life, contact the professionals at Chambers & Company Insurance Brokers today to get started!

Cyber Liability Tips for Your Business’ Social Media Presence

Cyber Liability Tips

Social media has taken over the world. Does your business know these cyber liability tips?

Social media isn’t just for personal use. Businesses are adopting this platform to utilize contacts, network, and promote. Social networking sites allow businesses to transform from their traditional marketing strategies by developing and deepening the relationship between the company and the customer.

With that said, mistakes happen. Companies should be careful about what they publish on social media, as well as allowing employees to access social profiles. Whether intentional or unintentional, staff can threaten the business’s reputation on social media with defamatory comments of other members of the team, vendors, or even the company itself.

Businesses should implement these cyber liability tips:

  • Establish a review process for social media content or limit the number of people who can comment on a post.
  • Train employees so that they understand the brand image, voice, and can recognize ‘trolls’ on the Internet.
  • Never publish copyright content without the copyright holder’s permission.
  • Regularly change the password to social media platforms.
  • Only allow a limited number of people onto profiles.
  • Purchase Cyber Liability Insurance.

Cyber liability insurance is designed to protect your business from legal expenses and lawsuits that your company faces after a social media mishap. From data breaches, cyber attacks, and defamation of business associates, cyber liability coverage can step in to protect your business from financial strain.

As a lot of businesses start to adopt social media into their everyday routine, they should be aware of the risks. The potential for risk should inspire your business to be prepared. With these cyber liability tips, your company can stay safe from social media mishaps and potential lawsuits!

Do you have the right cyber liability insurance in place for your business? Contact the professionals at Chambers & Company Insurance Brokers, located in Camarillo, to get started today.