How to Control Your Business Vehicle Risk

Reduce Business Vehicle Risk

Train your drivers how to lower the business vehicle risk while on the roads.

Many businesses across the nation have some sort of vehicle. Whether it’s a single car, van, or entire fleet or trucks, more and more business are going mobile to reach clients and vendors far and wide. When you do own vehicles in your business, it’s easy to purchase commercial auto insurance and be done with it. What you do need to consider, however, is how to minimize business vehicle risk to keep your team and trucks safe on the road.

Write Up Policies and Procedures

When it comes to the safety of your employees and the protection of your vehicles, certain policies should be put into place.

  • Always wear a seatbelt
  • Never drink and drive
  • Refrain from distracted driving
  • Follow company procedures throughout the entire drive
  • Never exceed the maximum speed limit
  • Limit non-business use of vehicles
  • Always lock and secure vehicles when on the job

Perform Motor Vehicle Checks

To ensure that the employees and vehicles are safe throughout their journey, the vehicle should be operating at its best. For this, certain maintenance and check-ups should be completed regularly. From checking the oil, brakes, lights, timing belt, and more, reference the vehicle’s manufacturer guide.

Research Backgrounds Thoroughly

Before hiring on any new members of staff, particularly those who will become drivers, take the time to look into their background. Seek out their references, look at their driving record, and ensure that they have the right training that can support the work fulfillment.

Train Correctly

Employees who regularly drive work vehicles should be provided with sufficient driver training. This course may be a refresher for some, but it should cover key safety practices such as following distances and proper driving techniques.

For the protection you need, visit Chambers & Company Insurance Brokers today. Our professionals are ready to help you secure reliable commercial auto insurance for your business.

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