Find out how to file a commercial auto insurance claim!
Whether you own a florist business, cake company, or home delivery service for the elderly, you or your employees may be on the roads every day. No matter how you and your employees use your commercial vehicle or fleet, you could be at risk in the event of accidents.
When an accident happens, knowing how to file a commercial vehicle insurance claim will help you to save money and get your business reimbursed as soon as possible!
When and How to File Commercial Auto Insurance Claims
While getting into an accident in the delivery van isn’t ideal, there are simple steps that you can take to ensure that the claims process goes smoothly. First, always check for injuries and contact the appropriate authorities!
Next, gather the following information to relay to your insurance company:
- The names of everyone involved in the accident
- All vehicle license plate numbers and car information
- The insurance information from all other drivers involved
- All accident specifics that you can remember
It’s a good idea to record everything that has happened at the scene as well as taking pictures of all vehicles involved. If the accident is minor, evaluate whether it will be worth it to call the insurance company to file claims. You should be aware of the deductible and how your coverage applies to the accident.
Once you have all the information gathered, give your insurer a call to get started!
When accidents happen on the clock, you’ll be glad that you took the time to put the right coverage in place. Filing commercial vehicle insurance claims can be a challenging process, so work with a local agent who will advocate for your needs.