Take note: the Experience Rating Plan changes in 2017! Experience rating is a system that benchmarks an individual employer against others in its industry based on that employer’s historical claim experience. The experience is expressed as a percentage and is referred to as an experience modification or X-Mod. This is then applied to an employer’s Read More
Does Your Business Have a Preparedness Plan?
Would your business be able to survive a disaster? A preparedness plan can help. If a natural disaster were to disrupt your business, would it be able to pick up the financial pieces? Unfortunately, breezing your way through a natural disaster is not easily done. Many companies these days are creating a preparedness plan to bounce Read More
Enter These Tips to Reduce Cyber Liability Risk
ENTR the safety, CNTRL the risk and delete the spam. Here’s how to reduce cyber liability risk in your business! Every business, small or large, needs to recognize the threat of cyber liability. Potential cyber-attacks can threaten any business, at any time. No hacker or cracker waits for a convenient time for your business to Read More
5 Effect Ways to Recognize Your Employees
Boost morale and productivity by implementing ways on how to recognize your employees. Your employees are far more likely to stay with your company if they’re happy, satisfied, and valued. In turn, appreciating employees for stellar work is vital to maintaining morale and boosting productivity. If you want to make the most out of your Read More
Cyber Liability Tips for Your Business’ Social Media Presence
Social media has taken over the world. Does your business know these cyber liability tips? Social media isn’t just for personal use. Businesses are adopting this platform to utilize contacts, network, and promote. Social networking sites allow businesses to transform from their traditional marketing strategies by developing and deepening the relationship between the company and Read More
Does Your Business Need Commercial Auto Insurance Coverage?
Is driving your business (or part of it)? You may need commercial auto insurance. As a business owner, it’s natural to want to protect your foundation and employees as well as you can. Whether you own a pizzeria, landscaping business, or party bus, if your business uses a vehicle, you’ll need commercial auto insurance. Even Read More
What Your Business Needs to Know About Workers’ Compensation
Do you know the essentials about workers’ compensation? Every business has its own unique set of risks and dangers when it comes to employees working. Therefore, every business owner should know what workers’ compensation insurance can do for the company and employees! Your business is one hundred percent responsible for providing workers’ compensation benefits, so it’s Read More
Low-Cost Employee Perks That Your Team Will Love!
Offering your team these low-cost employee perks can significantly raise office morale. When you first start your business, employee benefits are probably the last thing on your mind. After all, you have to raise enough money to hire the employee to begin. As you grow your business, you’ll face the dilemma of wanting to attract the best Read More
How to: File a Commercial Auto Insurance Claim
Find out how to file a commercial auto insurance claim! Whether you own a florist business, cake company, or home delivery service for the elderly, you or your employees may be on the roads every day. No matter how you and your employees use your commercial vehicle or fleet, you could be at risk in Read More
What a Ticket Does to Your Auto Insurance
Traffic tickets can seriously affect your auto insurance. When car insurance companies determine your premiums, one of the biggest factors they look at is your history of traffic tickets. Statistically, when you have a driving record that shows moving violations and speeding tickets, your insurance company views you as a risky driver. For this reason, Read More